About Elevate Insurance

At Elevate Insurance, we're more than just an insurance company—we're a family-run team dedicated to putting people first. Founded in 2025 by husband-and-wife duo Zack and Melissa Beltz, our journey began long before that. Zack got his start in the industry back in 2006, opening a Farmers Insurance agency. But it didn't take long to realize that being tied to one carrier as a captive agent wasn't the best path for him or his clients. So, in 2009, Zack and Melissa struck out on their own, launching an independent agency that allowed them to shop around for the best options.

We built that business into a success story, serving our community with honesty and care until 2015, when we merged with another local independent agency. For the next decade, we honed our skills under their banner, but eventually, we outgrew the model. We craved the freedom to innovate and grow on our own terms, which led us right back to our roots: starting fresh with Elevate Insurance.

Why "Elevate"? It's simple—we're committed to raising the bar in everything we do. From top-notch service and tailored products to an unbeatable customer experience and unwavering integrity, our goal is to be the best we can be for you. Based in Windsor, Colorado, we serve clients nationwide, currently licensed in 12 states with plans to expand as needed. Whether you're in our backyard or across the country, we're here to build real connections, not just process transactions.

We offer a full range of property, casualty, and life insurance—covering homes, autos, life policies, recreational toys, businesses, and beyond. No matter your needs, from entry-level coverage to large corporate accounts, we treat every client like family. Zack handles the front lines as our primary agent and producer, while Melissa keeps things running smoothly with her expertise in administration and finance. As we grow, we're excited to bring on more like-minded team members who share our passion for personal, professional service.

Looking ahead, our success isn't just about business—it's about giving back. We hope to support those in need right here in our local community, turning our growth into opportunities to make a difference.

If you're tired of impersonal insurance and ready for a partner who truly has your back, let's chat. At Elevate Insurance, we're here to protect what matters most to you.

Zack Beltz
Agent / President

Stan Beltz
Agent

Melissa Beltz
Administration / Vice President